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Turn Your Mortgage Into Cash Back!

Get Up to
$15,000 Back on Your Mortgage!

With Elite Partner Program, qualified borrowers receive a 2% credit loan amount
applied at closing!

Let’s Be Real… Buying a Home is Expensive. So Why Not Get Something Back?

By the time you pay closing costs, moving expenses, and start fixing things up, your savings can disappear fast. It often feels like the bank takes everything while you’re left stretched thin. That’s why we built something different.

Elite Partner Program

At UDL Mortgage, we’re the only company that offers the Elite Partner Program. It gives you 2% of your loan amount back at closing! Real money back in your pocket, right when you need it most. Buying a home shouldn’t drain you. It should set you up for success.

Elite Partner Program benefits illustration

Does this sound like you?

Person contemplating their financial future

Worried about high closing costs?

Afraid your savings won’t be enough?

Feel like the bank always wins?

If so, just know I’ve been there and you’re not alone…

How the Elite Partner Program Works

Qualified borrowers receive a credit equal to 2% of their loan value.

$300,000 loan $6,000 credit back
$400,000 loan $8,000 credit back
$500,000 loan $10,000 credit back
$750,000 loan $15,000 credit back

Find Out If You Qualify for Up to $15,000 Back

See if you're eligible for the Elite Partner Program. Qualified buyers receive 2% of their loan amount as a credit at closing.

Professional mortgage advisor helping a client

Why Choose EPP?

1

Guaranteed 2% Credit

Every qualified borrower receives a 2% loan amount credit applied directly at closing, giving you thousands in savings from day one.

2

No Extra Fees

EPP doesn’t add costs or hidden charges. It’s a built-in benefit designed to put money back in your pocket.

3

Flexible Use

Apply your savings toward closing costs, home repairs, or even to keep extra cash in your budget. The choice is yours.

4

Trusted Lenders

Available only through licensed, approved mortgage partners! So you can save with confidence.

Who Is This Perfect For

First-time Homebuyers

Growing Families

Refinancers

Veterans & Retirees

Investors

Real Success Stories, Real Results

See how the Elite Partner Program has helped families save thousands at closing.

Client Sarah J.

“I saved $7,500 and paid off bills right after moving in.”

"When I first heard about EPP, I was skeptical... But at closing, I actually received $7,500 in credits. It gave me peace of mind walking into my new home without extra debt."

- Sarah J.

The Miller Family

“EPP gave us $12,000 to upgrade our home immediately.”

"Through EPP, we received $12,000 in closing credits on our $600,000 loan. That money allowed us to upgrade our kitchen immediately... Without EPP, those improvements would have taken us years to afford."

- The Miller Family

Client David R.

“My $9,000 in credits covered moving costs and furniture.”

"As a first-time buyer, every dollar mattered... thanks to EPP, I received $9,000 in credits. That covered my moving costs, helped me furnish my new place, and even gave me a cushion in my savings account."

- David R.

Hi, I’m
Mariah Lee

Mortgage Loan Officer | United Direct Lending

321-689-3575
NMLS #244944

With over 20 years of experience, I’ve built my business on trust, referrals, and real relationships, not transactions. My mission is to guide clients through every stage of homeownership with expertise, care, and advocacy.
Dedicated to serving first-time buyers, seasoned investors, and veterans, with VA loans as my specialty and passion.
Known in the Florida mortgage space for blending deep industry knowledge with genuine heart.

Frequently Asked Questions

UDL Mortgage is an extension of United Direct Lending... Our flagship offering is the Elite Partner Program (EPP) — a unique benefit that gives qualified borrowers a guaranteed 2% loan amount credit at closing... With the backing of United Direct Lending’s experience and trusted reputation, UDL Mortgage is committed to helping families save more and move forward with confidence.

Between $6,000 and $15,000, depending on your loan size.

No! EPP is provided at no additional cost.

Your savings are applied directly at closing.

Yes. EPP works for both purchases and refinance loans.

Don’t Overpay on Your Mortgage.
Get Credit Back at Closing.

With the Elite Partner Program, qualified borrowers walk away with thousands in savings. Will you?